Working With A CPWA®
When deciding to work with an advisor to help you meet your wealth management goals, consider the benefits of working with a Certified Private Wealth Advisor® (CPWA®) professional. An elite designation awarded by the Investment and Wealth Institute® to professionals that have successfully completed the experience, education, examination, and ethics requirements of the certification program.
The CPWA certification program is an advanced credential created specifically for wealth managers who work with high-net-worth clients, focusing on the life cycle of wealth: accumulation, preservation and protection, and distribution. These professionals learn to identify and analyze challenges facing high-net-worth clients and understand how to develop specific strategies to minimize taxes, monetize and protect assets, maximize growth, and transfer wealth.
High net worth individuals have unique financial planning and investment management needs. Invest in your future by working with a professional who has earned the prestigious Certified Private Wealth Advisor certification.
Specialized Strategies for Complex Issues
The CPWA® program targets four categories of advanced wealth management:
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Client Specialization
- Executives: stock options (taxation, exercise and integration strategies), deferred compensation plans, concentrated stock positions (tax implications/strategies, regulatory rules, 10b-5(1) plans)
- Closely Held Business Owners: financing methods, exit strategies and succession plans, entity structures, buy-sell agreements, valuation methodologies, private annuities
- Retirement: qualified retirement plans, accumulation strategies, distribution projections, net unrealized appreciation (NUA), asset location, Roth conversions, post-death planning
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Wealth Management Strategies
- Tax Strategies and Planning: executive stock taxation, alternative minimum tax, charitable deductions, pass-through entities, tax deferral strategies, trust taxation, income shifting strategies
- Portfolio Management: tax-aware investing, gain/loss harvesting, alternative investments, socially responsible investing
- Risk Management and Asset Protection: asset protection strategies and entities, transfer techniques and strategies
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Legacy Planning
- Charitable Giving: rules/limits, maximizing deductions, donor-advised funds, charitable trusts
- Estate Planning and Wealth Transfer: evaluation, gifting, incapacity planning, asset titling, estate tax, gift tax, generation skipping transfer tax, legacy wealth transfer through trusts and insurance
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Human Dynamics
- Ethics: conduct, confidentiality, and fiduciary standards
- Applied Behavioral Finance: neuro-economics, behavioral biases and coaching, investor personalities
- Family Dynamics: challenges and opportunities, alignment of goals, family mission statements
If you would like more information about the international organization behind the certification, visit the website of the Investments & Wealth Institute: https://investmentsandwealth.org.
